Medicare Supplemental Insurance Plans

Medigap Providers
Compare Plans in just One Easy Step!
Please fill in the basic information & click the "Get A Free Quote!" button to view online quotes from all carriers available in your area. See "Learn More" section below for Q & A's.
  • This field is for validation purposes and should be left unchanged.
Mutual of Omaha
United Omaha
Central States Indemnity
Save up to 65% on medigap insurance
How medigap insurance works...

Medicare Supplemental Insurance Plans

Medicare Supplemental Insurance Plans – Things You Should Know

Anyone who is on Medicare, or is getting ready to sign up for Medicare, needs to become familiar with Medicare Supplemental insurance plans. These are extra insurance plans you can purchase that will help cover the costs that original Medicare will not cover.

Most people feel that original Medicare is enough to cover their needs. But without Medicare Supplemental plans in place, one hospital visit could cause serious financial strain. You do not need to have financial concerns as you get older. The best way to offset any potential financial concerns when it comes to your medical coverage is to have a supplemental plan in place that covers those charges you did not expect.

Medicare Supplemental Plans & Deductible Information

Original Medicare plans come with a variety of deductibles that apply to just about every service or medical purchase you will make. For example, you may have a majority of your hospital costs covered, but only after you have paid an out of pocket deductible of $1,000. Paying a bill of $1,000 may not sound like a lot when you are signing your Medicare agreement. But when you pull out your checkbook to pay three or four Medicare deductibles or co-payments, then you start to see the value in Medicare Supplemental plans. You can get supplemental insurance that will cover those deductibles for you and relieve the financial strain. Make sure that you get a supplemental plan that is affordable by get quotes & plan details.

20 Percent left behind for Medicare Supplemental Insurance Plans

After getting original Medicare it can sound very reasonable. In most cases, Medicare will cover 80 percent of your medical costs after you have paid your deductible. That sounds comprehensive, but it actually can leave a lot behind for you to pay. If you have a $10,000 hospital bill, then you would be responsible for $2,000 out of your own pocket. A Medicare Supplemental plan can cover that amount for you and make sure that you do not get stuck paying a bill you cannot afford.

Medicare Ceiling – Medicare Supplemental Plans Are Ready

Some Medicare insurance programs have annual limits that can seem extensive, but are not as comprehensive as you may think. After paying deductibles and 20 percent of your medical costs, you could be stuck paying all of your remaining medical costs if you exceed your annual maximum.

For example, if your annual maximum coverage is $250,000 and you experience a serious illness that hospitalizes you for weeks, then you could exceed that maximum. Any costs you incur beyond that maximum are your responsibility. That includes medication, ongoing treatment and medical equipment. With supplemental insurance, you can have all of those issues covered and not have to worry about exceeding your annual minimum.

There is a lot to consider when you are putting together your Medicare medical insurance program. Medicare Part D covers prescription medication but is something you have to ask for when you are eligible for Medicare. The Medicare program puts much more financial pressure on the patient than people care to consider. But when you are trying to put together a plan that will prevent you from experiencing financial disaster because of a medical emergency, then you need to look at Medicare supplemental insurance plans. With a Medicare supplemental plan, you will be able to get the kind of care that you need without worrying about whether or not that care is going to leave you in financial ruin.

Carriers Offered

AetnaAflacAmerican ContinentalAmerican Retirement LifeBlue Cross Blue ShieldCentral States IndemnityCignaCombined InsuranceContinental LifeEquitable LifeFamily LifeForeThoughtGerber LifeGovernment Personnel MutualHeartland NationalHumanaLoyal AmericanManhattan LifeMedicoMutual of OmahaNew EraOmaha InsuranceOxford LifePhiladelphia AmericanSentinel LifeSterling InvestorsSterling LifeStonebridge LifeUnited AmericanUnitedHealthcareUnited of OmahaUnited World

Medigap Plans

Medicare Supplement Plan AMedicare Supplement Plan BMedicare Supplement Plan CMedicare Supplement Plan DMedicare Supplement Plan F • Medicare Supplement Plan F High Deductible • Medicare Supplement Plan G • Medicare Supplement Plan K • Medicare Supplement Plan L • Medicare Supplement Plan M • Medicare Supplement Plan N

Contact Us

  • Please enter a value between 5 and 5.
  • This field is for validation purposes and should be left unchanged.
This website and all the information contained herein is for general informational purposes only. Nothing contained herein is representative of any specific insurance company or policy. Requests made on this site are for the services of a licensed agent to assist in locating appropriate coverage only and are not for details on a specific insurance company or policy. Not connected with or endorsed by the United States Government or the federal Medicare Program.

Copyright © Morgan White Group / DBA - MWG Senior Services & Medigap Providers Back to top