Best Medicare Supplemental Insurance Plans – FREE QUOTE

Medigap Providers
Compare Plans in just One Easy Step!
Please fill in the basic information & click the "Get A Free Quote!" button to view online quotes from all carriers available in your area. See "Learn More" section below for Q & A's.
  • This field is for validation purposes and should be left unchanged.
Cigna
Bluecross
aetna
Mutual of Omaha
UnitedHealthcare
Gerber
Combined
Stonebridge Life
United Omaha
Humana
Save up to 65% on medigap insurance
How medigap insurance works...

Best Medicare Supplemental Insurance Plans – FREE QUOTE

Best Medicare Supplemental Insurance Plans

Compare the Best Medicare Supplemental Insurance Plans in one place!

Choosing the best Medicare supplement plan can be incredibly difficult because there are few resources that clearly explain the benefits and differences between each plan, and you cannot know your future medical expenses for certain. While it does become a bit of guesswork if you don’t have an expert helping you, the plans can be neatly grouped into several different sections based on benefits and premiums. Read this list to understand the best Medicare supplement plans.

Moderate Premiums
These plans are the most common, and they have moderate premiums and good benefits. These are Medicare plans A, B, C and G. Some lists also group Medical plan F here because there are technically two F plans, but the majority of states list plan F as a high-deductible plan.

The biggest benefit of these plans is that you pay more to Medicare, but your out-of-pocket expenses are quite low. If you have the money to pay for the higher premiums, then these plans are typically the best because you have to pay much less if an emergency happens.

These plans are also quite versatile, and you can easily group them depending on what type of care you need. You should pick these plans under most circumstances.

Low to Moderate Premiums
Medicare plan N offers premiums that are lower than the above plans, but you do have to pay slightly more out-of-pocket costs. This plan specializes in office and ER visits, and you get many of the medical benefits that you get from plan A and B.

If you want similar benefits to the above plans without the large premium payment, then this can be a good plan. At the same time, it’s almost useless if you don’t commonly go to a doctor’s office or ER room. If the majority of your medical costs come from medications, then you don’t need plan N.

Low Premiums
This group includes Medicare plans K and L. These are versatile plans that also include many of the benefits of Medicare plans A and B, but the premiums are significantly lower. At the same time, this means that the out-of-pocket costs are much higher if you do need medical attention. This plan also includes an out-of-pocket limit, so you won’t have to pay an extravagant amount if something terrible happens.

This plan is best if you don’t have any immediate medical needs, but you still want some coverage that can help with possible medical bills in the future. Many people don’t choose it because it does have very high out-of-pocket costs, but the annual limit will keep you from having to spend too much.

Lowest Premium
Medical plan F is often considered one of the best Medicare supplemental plans for people that want coverage, but want to pay the least amount of money to Medicare. At the same time, the out-of-pocket costs are the highest with this plan because you are paying close to nothing to Medicare. You actually have to pay at least $2,000 before you get any benefits.

The reasons for getting plan F are very similar to plans K and L. This is best for people that have no immediate medical needs, but they still want some coverage. The premiums are definitely the lowest, but you should weigh the benefits before choosing this plan.

Conclusion
Medical supplemental plans are there to help you pay for your medical needs, and you can choose between different plans based on their benefits, premiums and out-of-pocket costs. Think about the average amount of medical bills you have annually to decide on a plan.

Carriers Offered

AetnaAflacAmerican ContinentalAmerican Retirement LifeBlue Cross Blue ShieldCentral States IndemnityCignaCombined InsuranceContinental LifeEquitable LifeFamily LifeForeThoughtGerber LifeGovernment Personnel MutualHeartland NationalHumanaLoyal AmericanManhattan LifeMedicoMutual of OmahaNew EraOmaha InsuranceOxford LifePhiladelphia AmericanSentinel LifeSterling InvestorsSterling LifeStonebridge LifeUnited AmericanUnitedHealthcareUnited of OmahaUnited World

Medigap Plans

Medicare Supplement Plan AMedicare Supplement Plan BMedicare Supplement Plan CMedicare Supplement Plan DMedicare Supplement Plan F • Medicare Supplement Plan F High Deductible • Medicare Supplement Plan G • Medicare Supplement Plan K • Medicare Supplement Plan L • Medicare Supplement Plan M • Medicare Supplement Plan N

Contact Us

  • Please enter a value between 5 and 5.
  • This field is for validation purposes and should be left unchanged.
This website and all the information contained herein is for general informational purposes only. Nothing contained herein is representative of any specific insurance company or policy. Requests made on this site are for the services of a licensed agent to assist in locating appropriate coverage only and are not for details on a specific insurance company or policy. Not connected with or endorsed by the United States Government or the federal Medicare Program.

Copyright © Morgan White Group / DBA - MWG Senior Services & Medigap Providers Back to top